Bank Of Verum

IBAN accounts in 7 currencies. Virtual cards. Instant exchange.

Open multi-currency accounts with real local IBANs across Europe, UK, US and beyond. Pay with Apple Pay and Google Pay. All in one app.

Bank Of Verum — Splash Screen
Bank Of Verum — Dashboard
Bank Of Verum — Virtual Card
7Currencies
12+IBAN countries
InstantVirtual cards
Apple Pay& Google Pay
IBAN Accounts

One app. Seven currencies. Real local accounts.

Get real IBANs and local account details for seamless incoming and outgoing transfers in each currency.

EUR

Luxembourg · France · Spain · Germany

AVAILABLE
CurrencyIBAN CountryAccountStatus
EURLuxembourg · France · Spain · GermanyAVAILABLE
GBPUnited KingdomAVAILABLE
USDUnited StatesAVAILABLE
CADCanadaAVAILABLE
AUDAustraliaAVAILABLE
DKKDenmarkAVAILABLE
PLNPolandAVAILABLE

Account details: IBAN · SWIFT/BIC ·

SEPA & local rails

Receive incoming transfers across Europe and local payment networks worldwide.

Multi-currency dashboard

View all your balances in one place with real-time updates.

Share requisites

Send your account details to partners and clients in one tap.

Virtual Debit Cards

Pay anywhere. Instantly.

  • Virtual debit card issued instantly after account opening
  • Add to Apple Pay and Google Pay for contactless payments
  • Separate cards for each currency — EUR and USD and more
  • Use online and in stores worldwide
Apple Pay Google Pay
Pay anywhere. Instantly.
Convert between 7 currencies at competitive rates.
Currency Exchange

Convert between 7 currencies at competitive rates.

  • Exchange between all account currencies
  • Transparent live exchange rate
  • Rate updated in real time
  • Funds credited instantly to your balance

Instant transfers between your own accounts.

Money Transfers

Send money locally and globally.

  • SEPA transfers by IBAN across Europe
  • International transfers in USD, GBP, CAD, AUD and more
  • Instant transfers between your own accounts
  • Saved recipients with quick search
To bank account
To another account
Top Up Account
Deposit from Bank
Send money locally and globally.
Everything You Need

Banking built for the digital age.

All the tools you need to manage money, cards and transfers from your smartphone.

Smart Analytics

Track income and expenses with detailed transaction history and category insights.

Quick Actions

Fast access to transfers, exchange and top-up from anywhere in the app.

Multi-language

Use the app in 14 languages.

Sign in with Apple

Register and sign in quickly with your Apple ID.

Transaction History

Grouped by day with full details and share option for every transaction.

Notifications

Alerts for transfers, card payments and security events.

Bank-Grade Security

Your money. Your control.

Every layer of Bank Of Verum is designed to keep your finances and personal data protected.

6-digit passcode for app access
Face ID and Touch ID biometric unlock
Security alerts for suspicious activity
Change passcode anytime in Settings
Get Started

Open your account in 4 simple steps.

From sign-up to your first transfer — fast, simple and fully digital.

1

Sign Up

Create an account with email or Sign in with Apple.

2

Secure your app

Set a 6-digit passcode and enable Face ID or Touch ID.

3

Verify identity

Complete 3-step KYC: personal data, identity document and selfie.

4

Start banking

Get your IBAN, issue a virtual card and start sending money.

Identity verification

Review takes 1–2 business days. All features — accounts, transfers, cards and exchange — become available once verification is complete.

Get in Touch

We are always open to your questions and ideas

If you have suggestions or want to learn more about Bank Of Verum, write to us — we will respond as quickly as possible.

Reach us by email and our team will get back to you shortly.

Contact Us

Ready to take control of your finances?

Download Bank Of Verum and open your first local IBAN account today.

Coming Soon